Scared As A Chicken

Just like people say to me, “I am no good at money”, I am no good in the kitchen. Now I know a lot of people say that who aren’t actually bad in the kitchen, but you know when you get complimented on your rice, you know something isn’t right. And that is me.

Now I am actually working on my culinary skills as I want to get better at cooking. Slowly building a few different meals, I do an okay salmon salad, lamb and Rocco loves my El Do Paso Burritos. And it pretty much stops there. But because I have figured out these dishes, I am literally too scared to explore in case I lose my confidence. It has taken me 38 years to get this far.

In the meantime, Rocco and Tom are truely bored with these three dishes.

So just like anyone who wanted to get better with managing money, would research and read for solutions, thanks to Tom, I went to cooking school for the day. I was nervous, I was embarrassed and I struggled at times to understand. I was placed in front of an expert, who carefully explained the individual steps required to make a French roast chicken, Apple Tart, Olive Tapenade and even creme anglaise.

By the end of the class, I felt more confident, more inspired to stretch outside of my cooking comfort zone and more educated. So just like with anything in life, when we hit a block, get stuck in a rut or are just simply scared, it is time to listen and learn to experts, who can help up go to the next level and see what we are capable of.

Will report back with my roast chicken results soon.

xCC 

ROUND 3 – MY NINETEENTH $1000!

This $1000 felt like an eternity to create. It was so frustrating but I didn’t take my eye off the ball. I adjusted my mindset and started focusing on small amounts of money, like $10 and $20. You see I was stuck in the $600 account balance zone and was stumped for ideas to help get me up to $1,000. I was busy planting seeds for future earning opportunities but nothing was coming to fruition fast enough. However as soon as I raised my attitude and started focusing on breaking the $700 threshold by looking at ways to save or make smaller amounts, a powerful shift happened.

Before I knew it I was finding coins and notes in handbags, I even found a $20 NZD note, I did some more online surveys at $30 and $20 each. Then some small dividends came in, I also cut back on my groceries by using cheaper products and making my existing supplies last a bit longer. It only saved me $15, but it was worth it and it got me from $785 to $800. Then Woolworths gave me a free delivery, which saved me another $12. I also made a bigger effort to take my lunch to work as I had previously been a little lazy. Before I knew it, I was back building momentum again and ended with a bang, in deciding to sell one of my handbags that I rarely use. That got me over the $1,000 threshold and left me with $258 to roll over to the next $1,000.

So this money I am investing in an Asian ETF, providing me with further international diversification but focusing on Asia. With this being a more capital growth inclined investment over income, my estimated passive income only goes up by $25 p.a., but this income should grow over the long run with the capital growth, so that suits me perfectly as this is a long-term strategy. So my total estimated passive income is now $4,415 p.a. meaning that I am 63% of the way to achieving my end goal for this round and seeing that I am already 25% of the way towards achieving my next $1000, I have a feeling with this new awareness that my next $1000 is going to happen sooner than I realise. Feeling excited already.

xCC